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2015 Mortgage Rates Still Low

The average national mortgage rate as of June 2015 is at 3.87 percent.  Compared to historical trends, this is still very low. Mortgage rates began being tracked in 1971, with rates as high as 18.63 percent in the early 1980s to a low of 3.20 percent in late 2013.  If you are thinking about purchasing…
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What Not To Do During Your Mortgage Loan Process

[sociallocker]You find the perfect home.  Negotiations take place and the seller takes your offer!  Don't get too excited yet... Now begins the underwriting of your mortgage loan. Here is a quick list of what you should not do until you close on your home. Your mortgage lender will thank you (and me)! For more great…
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Mortgage and Homebuying Toolkit

[sociallocker]Buying a home can be a confusing and stressful process (insert plug on why you need a Real Estate Agent).  Some typical questions that arise from buying a home/condo/townhome: How much cash do you need to have saved up?  What type of mortgages are there?  What type of mortgage should I get?  Why are property…
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